• Producers get pre-licensed with Bestow
• Bestow issues a URL link unique to the producer, You!
• You promote the link however you choose! Email, Linked In, Website, Facebook, etc.
• Potential clients click on your link, run their own quotes, and apply in minutes
• Underwriting is in Real Time! MVR, MIB, Rx check
• If approved, client has a policy in their in box in 15 Minutes!

Pros

• Immediate -Apply and get approved in less than 15 Minutes!
• Digital Experience for Client – No Exam, No Paperwork, 100% Online
• You can promote the URL as you wish- drive traffic to the URL through email, social media, website, etc.

Cons

• 20-30% more expensive than underwritten term insurance
• Non- convertible product
• All policies are serviced directly with the carrier, agents and Hansen Brokerage has no information on file for these policies

Issue Ages:

• 10 Year Term -21-55 Years Old
• 20 Year Term 21-45 Years Old, Non-Smokers (Male Tobacco Max Age 43)